root, root. “The Impact of Credit Risk on the Financial Health Indicators of Banks (analytical Study of JPMorgan and Citigroup Banks for the Period 2005-2019)”. Warith Scientific Journal 3, no. 7 (September 30, 2021): 215-230. Accessed January 11, 2026. https://wsj.uowa.edu.iq/index.php/warith/article/view/585.