orrowing through government bonds and its impact on bank laziness

Abstract

Banking laziness is one of the most important reasons for the failure of the banking sector and the scarcity of opportunities in it because it is highly directed towards government lending, hence the importance of the study, as understanding the costs of efficient financing of government spending through local borrowing is necessary as part of designing an appropriate financial system. The study aimed to analyze the trend of the volume of government borrowing from banking institutions, as well as to analyze the volume of bank credit provided to public and private institutions, and to know the effect of government lending in maximizing bank laziness. To analyze the results, the study reached a set of results, the most prominent of which was the failure of the relationship in the short and long term between borrowing through government bonds and its impact on banking laziness.